Binance fee calculator
See the real cost of a Binance trade - the spot maker or taker fee for your VIP tier, the 25% BNB discount, or a card buy. Free, in your browser.
Your trade
How Binance fees work
Binance is first and foremost a spot exchange, so most of what you pay is a flat maker/taker fee - 0.10% each side for a regular account, among the lowest of the major exchanges. Two things move that number: your VIP tier (set by 30-day volume and BNB held) and whether you pay fees with BNB, which takes 25% off. Buying with a card is the convenient but pricier route at around 2%.
Spot: maker & taker fees
Every spot trade is a maker (your limit order rests on the book and adds liquidity) or a taker (your order fills immediately and removes it). Regular accounts pay 0.10% either way. Higher VIP tiers - reached with more 30-day volume and a larger BNB balance - step both down.
| Tier | 30-day volume & BNB | Maker | Taker |
|---|---|---|---|
| Regular | Under $1M | 0.100% | 0.100% |
| VIP 1 | $1M · 25 BNB | 0.090% | 0.100% |
| VIP 2 | $5M · 100 BNB | 0.080% | 0.100% |
| VIP 3 | $20M · 250 BNB | 0.042% | 0.060% |
| VIP 4 | $100M · 500 BNB | 0.042% | 0.054% |
| VIP 5 | $150M · 1,000 BNB | 0.036% | 0.050% |
| VIP 6 | $400M · 1,750 BNB | 0.030% | 0.045% |
| VIP 7 | $800M · 3,000 BNB | 0.024% | 0.040% |
| VIP 8 | $2B · 4,500 BNB | 0.018% | 0.032% |
| VIP 9 | $4B · 5,500 BNB | 0.011% | 0.023% |
Almost every retail trader sits at Regular (VIP 0) - and 0.10% is already cheap. The VIP ladder is built for high-volume desks who also park a meaningful BNB balance.
The 25% BNB discount
Hold BNB, switch on "pay fees with BNB", and Binance takes 25% off your spot maker/taker fee - so a regular 0.10% taker drops to 0.075%. The trade-off: the fee is deducted from your BNB balance, and BNB's own price moves. For anyone trading regularly it's usually worth it - tick the box above to see the difference.
Buying with a card
The quickest way to buy on Binance - a debit or credit card - is also the dearest. Expect around a 2% card fee plus a spread baked into the quoted price. Funding by bank transfer and trading on the spot market instead is dramatically cheaper for the same crypto.
How to pay less on Binance
- Trade on the spot market, not the card buy - 0.10% vs ~2%.
- Place limit (maker) orders: you skip the spread and, at most tiers, pay the lower maker fee.
- Turn on pay fees with BNB for an instant 25% off.
- Fund with a bank transfer, not a card.
- Compare against local options on our Australian exchanges page.
What this estimates
- Spot maker/taker fees by VIP tier.
- The 25% BNB discount and the ~2% card fee.
- The spread - editable, defaulted per order type.
What it doesn't cover
- Deposit / withdrawal and on-chain network fees.
- The exact live spread - it varies by pair, size and conditions.
- Futures, margin and Convert fees, and regional pricing.
Fee schedule verified June 2026. Source: Binance Spot VIP program.