eToro is the rare global multi-asset platform that runs a properly licensed Australian entity, is on AUSTRAC's public register and lets you own and withdraw real crypto. It is also the platform ASIC took to court in its first ever design and distribution case, and that case is still unresolved.
The entity you contract with in Australia is eToro AUS Capital Limited, ABN 66 612 791 803, based at Level 3, 60 Castlereagh Street in Sydney. It holds AFSL 491139 and is authorised to deal in OTC derivatives with retail and wholesale clients. Shares and ETFs are not held under that licence directly: unleveraged share positions run through a registered managed investment scheme, the eToro Service, ARSN 637 489 466, whose responsible entity is eToro Asset Management Limited under AFSL 319738. Spot crypto sits outside both, and eToro says so plainly in its Australian risk warning - crypto trading is unregulated and the consumer protections that apply to financial products do not apply.
On the anti-money laundering side, eToro AUS Capital Limited is registered with AUSTRAC and appears on the public virtual asset service provider register that AUSTRAC opened to the public on 30 June 2026, with no conditions recorded against it. That register replaced the old Virtual Asset Service Provider Register under the 2026 reforms. This matters because a large number of global platforms serving Australians never took this step, and using an unregistered provider means no Australian AML supervision and no local recourse.
The serious blemish is litigation. On 3 August 2023 ASIC sued eToro AUS Capital Limited in the Federal Court in its first ever design and distribution obligations action against a CFD issuer (media release 23-204MR). ASIC alleges the target market for the CFD product was far too broad and that the screening test was wholly inadequate, with clients able to amend their answers without limit and prompted when a selection might fail them. ASIC alleges almost 20,000 eToro clients lost money trading CFDs between 5 October 2021 and 14 June 2023, against eToro's own disclosure at the time that 77% of retail accounts lose money. The October 2025 trial dates were vacated and the latest editor's note on ASIC's release records a hearing listed for 27 and 28 April 2026. As at 25 July 2026 there is no liability judgment and no penalty. The case concerns CFDs, not spot crypto, but it goes to how eToro decided who should be allowed to trade its riskiest product.
Trading fees, subscriptions, deposits and withdrawals
Spreads, conversion, inactivity and charges that do not appear on a fee page
Assets, real crypto versus CFDs, staking and derivatives
Custody, reserves, insurance and self-custody
Entity types onboarded in Australia
Order types, copy trading, recurring buys and tooling
Minimums, methods and settlement speed
What you get at tax time, and what you do not
Apps, account security and how you reach a human
The entity you are actually contracting with
Figures are read from eToro's own published schedules and disclosures. Crypto platforms change pricing and product availability often - click source on any row to check it yourself, and dispute anything that looks wrong.
Yes. eToro AUS Capital Limited, ABN 66 612 791 803, appears on AUSTRAC's public virtual asset service provider register with no conditions recorded. That register went public on 30 June 2026 and replaced the earlier Virtual Asset Service Provider Register. eToro also holds AFSL 491139 from ASIC for its derivatives business.
Both, depending on how you trade. eToro states that opening a cryptoasset position gives you ownership of that asset, and you can transfer coins on-chain to a self-hosted wallet you control. But any leveraged or short crypto position is a CFD issued by eToro AUS Capital Limited with no ownership, and eToro's own fee page warns that regulatory requirements mean some non-leveraged buys are also executed as CFDs. Check whether the trade ticket is marked CFD.
ASIC sued eToro AUS Capital Limited on 3 August 2023 in its first design and distribution obligations action against a CFD issuer, alleging the target market was far too broad and the client screening test was wholly inadequate. The trial listed for October 2025 was vacated and a hearing was listed for 27 and 28 April 2026. As at 25 July 2026 ASIC has not published a liability judgment and no penalty has been imposed. The case is about CFDs, not spot crypto.
A flat 1% when you open a buy and another 1% when you sell, on top of the market spread. Selling crypto for AUD inside the eToro crypto wallet costs 0.6% to 1% depending on your Club tier, and moving coins from the trading platform into the wallet costs 2%. There is no custody fee, no account fee and, contrary to older reviews, no inactivity fee.
Yes. The eToro crypto wallet supports on-chain sends and receives, and eToro charges no fee for external transfers beyond the blockchain network fee. The terms require the destination to be a self-hosted wallet you beneficially own. Note that eToro holds your private keys while the coins sit on the platform, and per-transaction limits of US$50,000 and a US$200,000 daily cap apply.
Yes, on Ethereum, Cardano, Solana, Tron and Polygon. Rewards are revenue shared: at the base Club tier you keep 45% of the reward and eToro keeps the rest, rising to 90% for Diamond members. There is an introductory holding period before rewards start, and staking applies only to positions on the trading platform, not to coins sitting in the crypto wallet.
