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Digital Surge vs Coinbase

Digital Surge and Coinbase compared on what decides the bill for an Australian: the real cost of an AUD buy, whether there is an AUD book to trade against, and who you are contracting with.

Trade on Digital Surgedigitalsurge.com.au Trade on Coinbasecoinbase.com Both links are affiliate links. They never change the ranking, the scores or the data on this page.
Digital Surge Brisbane · est 2017 · Brokerage
AUSTRAC RegisteredPast Administration (2022)AU Brokerage
Coindaily Score 72/100
digitalsurge.com.au Digital Surge homepage as served to Australian visitors
VS
Coinbase Global · est 2012 · Order book, USDT only
AUSTRAC RegisteredListed Parent (COIN)Global · AU Entity
Coindaily Score 84/100
coinbase.com/en-au Coinbase homepage as served to Australian visitors
76
Costwhy
66
Digital Surge · 76
  • Effective cost of the default route is about 0.50% (brokerage: the spread is the cost)
  • 58% of the cost facts on our digital-surge review read as favourable
Coinbase · 66
  • Effective cost of the default route is about 0.66% (order book: taker plus spread)
  • 40% of the cost facts on our coinbase review read as favourable
21
Liquiditywhy
50
Digital Surge · 21
  • No public order book to measure: this is a brokerage that quotes you a price
  • There is no depth behind a quote, only the platform's willingness to fill it
  • Global liquidity standing 38/100 from the Coindaily exchanges table
Coinbase · 50
  • No public order book to measure: this is a brokerage that quotes you a price
  • There is no depth behind a quote, only the platform's willingness to fill it
  • Global liquidity standing 90/100 from the Coindaily exchanges table
60
AUD accesswhy
51
Digital Surge · 60
  • No AUD order book, so every AUD trade routes through a conversion or a quote
  • 2 documented AUD deposit rails: PayID, OSKO
  • 71% of its money-in-and-out facts read as favourable
Coinbase · 51
  • No AUD order book, so every AUD trade routes through a conversion or a quote
  • 2 documented AUD deposit rails: PayID, Card
  • 53% of its money-in-and-out facts read as favourable
45
Trust & regulationwhy
88
Digital Surge · 45
  • AUSTRAC-registered, and holds no AFSL
  • 42% of its custody and regulation facts read as favourable
  • Operating since 2017
Coinbase · 88
  • AUSTRAC-registered, and holds or sits under an AFSL
  • 80% of its custody and regulation facts read as favourable
  • Operating since 2012
82
Asset rangewhy
83
Digital Surge · 82
  • 400 assets listed
  • 62% of its what-you-can-trade facts read as favourable
  • Not every listed asset is reachable in AUD
Coinbase · 83
  • 200 assets listed
  • 79% of its what-you-can-trade facts read as favourable
  • Not every listed asset is reachable in AUD
87
Features & supportwhy
80
Digital Surge · 87
  • 82% of its trading, support and tax facts read as favourable
  • Drawn from 24 sourced facts across three sections
  • Scored on what is documented, not on marketing claims
Coinbase · 80
  • 75% of its trading, support and tax facts read as favourable
  • Drawn from 20 sourced facts across three sections
  • Scored on what is documented, not on marketing claims
Honours even, 3 pillars each. Scores are the desk's assessment of the evidence on this page, judged for an Australian buying in Australian dollars.
The Coindaily Score above ranks a venue globally: liquidity, cost and standing across every market it runs. The six pillars re-weight the same evidence for one specific job, an Australian funding an account in AUD. That is why a venue with a lower headline score can win pillars here. Full method on the exchanges table.

What a trade actually costs

Cost calculator

Three costs kept apart, because they are not the same thing: the published trading fee, the AUD conversion a venue with no AUD book forces on you, and the measured cost of crossing its order book. Click any route for the detail.

Scenario
RouteTrading feeAUD conversionCrossing the bookAll inOn A$1,000

Execution. Priced by quote, not a book. The margin is inside the rate you are shown.

A brokerage prices the spread into the quote, so the spread is the cost.

Execution. This platform publishes no route below its quoted price.

Where a platform runs a cheaper order book, it appears here. This one does not.

Execution. Its book is quoted in USDT, so an AUD balance is converted first.

The book is real but not reachable in AUD. The conversion is modelled from the exchanges table.

Execution. Posting rather than taking avoids the crossing cost entirely.

You pay the maker rate and no spread, at the price of an uncertain fill.

On A$1,000 bought and held, the lowest all in cost is Digital Surge · PayID, then buy at the quoted price at A$5.00, of which 0% is crossing the book, not fee. That is A$11.00 below the dearest default route, about 3.2× cheaper.

The books behind those numbers

Both sides of both public books, walked 26 July 2026. Top order is the share of that side held by a single resting order: depth that is one order can leave. Anything above 25% of visible depth is marked too big rather than given a price it would not get.
VenueDepthTop orderA$1kA$5kA$10kA$25kA$50kA$100k
Trading fees are the platforms' own published rates. Crossing costs are walked from the live order book. The AUD conversion is the one figure here we cannot verify from a public book, so it is modelled from the exchanges table and marked with a dotted underline; it is also the number that decides the Binance result, so treat it as an estimate rather than a quote. It applies only from an AUD start: if you already hold USDT, ignore that column and Binance's cheap route is 0.075%. Posting a limit order avoids the crossing cost at the price of an uncertain fill. Network fees are excluded, they depend on the chain rather than the venue.

Which one is for you

Choose
Digital Surge
  • Chose repayment over liquidation after FTX - rare follow-through
  • Simple, clean AU brokerage with good rails
  • Wide asset range for a small venue
But go in knowing
  • 2022 administration is a permanent counterparty-risk lesson
  • Brokerage spreads around 0.5% each way
  • Smallest scale of the platforms listed here
Choose
Coinbase
  • Listed-parent transparency unmatched by private rivals
  • Clean long-run security record
  • PayID on-ramp plus Advanced Trade for fair execution
But go in knowing
  • Simple-buy fees and spreads among the highest anywhere - always use Advanced Trade
  • AUD trading pairs limited; most depth is USD-quoted
  • Support quality lags the governance story
The call

For an AUD buy, Digital Surge. Past that it depends on what you are doing.

These two are scored here for one job: an Australian funding an account in Australian dollars. The pillars above re-weight the same evidence for that reader, which is why they can disagree with the global Coindaily Score.

Buying with Australian dollars
Digital Surge
Its default route lands at about 0.5% all in, against 1.6% on Coinbase.
You want the stronger regulatory standing
Coinbase
Scores 88 against 45 on licensing, custody and enforcement history.
Tooling, tax reporting and support
Digital Surge
Scores 87 against 80 across trading features, support and tax.
What would change it

Order book depth is the least stable figure on this page and the easiest to re-check: the measurements here are a single snapshot. Fees and licence conditions change too, so click through to a source on any row that matters to your decision.

Common questions

Is Digital Surge or Coinbase cheaper in Australia?

On the default route each one puts in front of you, Digital Surge. It lands at about 0.5% all in against 1.6%. Those figures are the published fee plus, where the platform has no AUD order book, the cost of converting Australian dollars first. Where we could walk a live book, the measured cost of crossing it is included too.

Which has better execution, Digital Surge or Coinbase?

Neither publishes an AUD order book we can walk, so neither offers measurable AUD execution. Both price an Australian buy through a quote or a conversion, which means the spread is inside the rate you are shown rather than charged as a visible fee.

Which is more regulated, Digital Surge or Coinbase?

Both are on the AUSTRAC register. On our trust pillar, which weighs licensing, custody, audits and enforcement history from the sourced facts on each review, Digital Surge scores 45 and Coinbase scores 88. AUSTRAC registration is anti-money-laundering registration, not a financial services licence, and it says nothing about whether your balance is protected.

Which lists more assets, Digital Surge or Coinbase?

Digital Surge scores 82 and Coinbase scores 83 on asset range, which counts what is listed and weighs how much of it is actually reachable in Australian dollars. A large catalogue priced only against USDT is worth less to an Australian buyer than a smaller one priced in AUD.

Can I use both Digital Surge and Coinbase?

Yes, and plenty of Australians do: one platform as the AUD door, the other as the trading venue. Moving crypto between them costs a network fee, so it is only worth the extra step if the fee gap covers it. Both report to AUSTRAC and the ATO's data matching program either way.

Every fact we hold, side by side

All 151 researched facts from the Digital Surge and Coinbase reviews, grouped by the ten sections both pages share. Rows are shown as each platform documents them rather than forced into shared labels, so nothing is re-interpreted on the way here. Every row keeps its own source.

Section
Digital Surge
Coinbase
What it costsTrading fees, subscriptions, deposits and withdrawals 8 vs 8 facts
Standard trading feeThe rate you pay before any volume discount kicks in. It applies to buys, sells and swaps.
0.5%Digital Surge describes 0.5% as the standard rate for users who have not reached a higher volume tier
Best advertised trading feeThe floor of the volume-based schedule, reached only by high volume traders.
0.1%The headline "fees from 0.1%" on the fees page is the bottom tier, not the rate a new account pays
How the discount worksFees step down automatically based on your trading volume, with nothing to opt into.
Rolling 30-day volumeAutomated volume-based fees were introduced in January 2026 and apply to buys, sells, swaps, trigger orders and recurring buys
Crypto to crypto swapsWhether swapping one coin for another costs you two trades or one.
Single trading feeDigital Surge charges one fee on a swap rather than a sell plus a buy
AUD deposit feeWhat it costs to move Australian dollars onto the platform.
$0Free for both PayID and standard bank transfer
AUD withdrawal feeWhat it costs to move Australian dollars back to your bank.
$0Digital Surge states there are no fees on AUD withdrawals
Crypto withdrawal feesA flat per-asset fee charged when you send coins off the platform.
0.00003 BTC, 0.00013 ETH, 1 USDT, 0.01 SOL, 0.2 XRPPublished on a live fee table that Digital Surge notes is subject to change
Card depositsWhether you can fund with a debit or credit card, which usually carries a surcharge.
Not offeredFunding is bank transfer, PayID or crypto only, so there is no card surcharge to worry about
Simple buy and sell feeThe one-tap Coinbase buy flow has no published rate card. Coinbase says the fee is worked out at order time from your payment method, order size, market conditions, jurisdiction and asset, and is only shown on the trade preview screen.
Not publishedQuoted per order
Spread on simple tradesOn top of the fee, Coinbase builds a spread into the quoted price on simple buys, sells and converts. Coinbase states it may retain any excess spread from a transaction and that the spread may vary between similar trades.
Included in the priceCoinbase keeps any excess
Coinbase Advanced maker and takerThe separate Advanced order book charges volume-tiered maker and taker fees with no spread, because you trade directly against the book. Your tier is set by trailing 30-day volume or total asset balance, whichever gives the lower fee.
Maker from 0.00%Volume tiered, no spread
Where the Advanced tier table livesCoinbase does not publish the Advanced fee tier table on an open page. The help article tells you to sign in to your account to see the full structure, so you cannot compare rates before opening an account.
Sign-in requiredTiers update hourly
Coinbase One subscriptionThree paid tiers in Australian dollars. Basic is AU$4.99 a month or AU$49.99 a year, Preferred is AU$29.99 a month or AU$299.99 a year, and Premium is AU$299.99 a month or AU$2,999.99 a year.
From AU$4.99/mthThree tiers
What Coinbase One actually waivesZero trading fees apply only to simple crypto buys and sells, and only up to a monthly volume cap - AU$500 on Basic, AU$10,000 on Preferred, unlimited on Premium. Coinbase Advanced, DEX trades and derivatives are excluded, and a spread still applies.
Capped and partialSpread still charged
Staking commissionThere is no fee to stake, but Coinbase takes a cut of the network rewards. The standard commission is 35% for ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL and XTZ. Coinbase One members pay 31.75%, 28.5% or 25.25% depending on tier for a subset of assets.
35% of rewardsStandard rate
AUD in and out, crypto outCoinbase advertises zero-fee AUD deposits and withdrawals using PayID, Osko, card or bank transfer. Sending crypto off the platform is charged at Coinbase's estimate of the prevailing network fee, disclosed at the time of the transaction.
AUD freeCrypto at network cost
Limits and the costs that hideSpreads, deposit caps and charges that do not appear on a fee page 8 vs 8 facts
Fee tier tableThe volume thresholds that decide which fee you actually pay.
Not published publiclyThe help centre explains the mechanism but directs you to your own profile to see your current tier, so you cannot compare tiers before signing up
SpreadThe gap between the price you get and the market mid price. This is where brokerage-style platforms make quiet money.
Not quantifiedDigital Surge markets "tight spreads" and criticises rivals for hiding costs in spreads, but publishes no spread figure of its own
Crypto withdrawal fee is inclusiveHow the network fee is taken out of a send.
Deducted from the amount you enterEnter 0.05 BTC with a 0.00003 BTC fee and the destination receives 0.04997 BTC
Network fee mark-upWhether the withdrawal fee is the true chain cost or includes a margin.
Not disclosedDigital Surge shows the exact fee before you confirm but does not say whether it passes the network cost through at cost
Maximum single orderThe cap on one instant buy or sell.
Up to $100,000 AUD per transactionVaries by asset, and you can place as many instant orders as you like
Daily AUD limit, personal accountsHow much cash can move in or out of a personal account in a day.
$20,000 per dayApplies to both deposits and withdrawals
Daily AUD limit, corporate accountsThe higher cap for SMSF, business and trust accounts.
$50,000 per dayCovers SMSF, business and trust structures
Limit increase requestsThe rule that governs how often you can ask for more headroom.
One request per 30 daysYou can request either a limit increase or the enabling of crypto sends in a 30-day window, not both
GST on every trading feeAustralia applies 10% GST to Coinbase fees on buys, sells and crypto-to-crypto converts. Coinbase remits it to the ATO and shows it in your transaction detail, so your real fee is 1.1 times the headline rate.
+10% on feesBuys, sells and converts
There is effectively no AUD order bookCoinbase's public product list shows 937 tradeable markets, of which exactly one is quoted in Australian dollars - USDC-AUD. Everything else is quoted in USD, USDC, EUR, GBP, BTC or USDT, so AUD holders are carrying a currency conversion somewhere in the trade.
1 AUD pair of 937USDC-AUD only
Fee tiers are measured in US dollarsAdvanced fee tiers are calculated on total USD trading volume over the trailing 30 days. Non-USD fills are converted to USD at the most recent fill price, so an Australian trader's tier moves with the exchange rate as well as their activity.
USD volume bandsConverted at fill price
Coinbase One volume capsThe cheapest membership only zeroes fees on AU$500 of trading a month. Trade past the cap on Basic or Preferred and normal fees resume, which makes the AU$4.99 tier close to useless for anyone trading in thousands.
AU$500/mth on BasicThen fees resume
Instant unstaking feeUnstaking is free if you wait out the full unbonding period, which runs from about two days for ADA and XTZ to roughly 25 days for ATOM. Jumping the queue with instant unstaking, or converting a pending standard unstake, carries a fee quoted at the time.
Fee if you skip the queueFree if you wait
Wrong-asset recovery feeIf you send an unsupported coin to a Coinbase address, recovery is not free. Coinbase charges the network fee plus a 5% recovery fee on any value above US$100, and warns the estimated value may differ from the real market value.
5% above US$100Plus network fee
Card purchases have no published rateDebit card is buy-only for Australian customers - you cannot sell, deposit or withdraw to it. Coinbase does not publish an Australian card rate anywhere on its site, so the cost only appears on the order preview.
Rate not publishedBuy only
Fees are openly experimentalCoinbase states it occasionally tests changes to fees and spread, rolled out across different regions, assets, order sizes and trade types. Two Australians placing the same order can legitimately be charged differently.
A/B testedBy region and order
What you can tradeAssets, Australian dollar pairs, staking and derivatives 7 vs 7 facts
Assets listedHow many coins you can buy, sell and swap.
400 plusDigital Surge advertises over 400 cryptocurrencies across its site and help centre
Australian dollar pairsWhether you trade directly against AUD or have to route through a stablecoin.
Direct AUD buy and sell on listed assetsBuying converts AUD to crypto and selling converts crypto back to AUD without an intermediate leg
Crypto to crypto swapsDirect coin-for-coin trades without cashing out to AUD.
SupportedCharged as one trade rather than two
Asset categoriesHow the listings are grouped for browsing.
AI, DeFi, gaming, Layer 1, meme, metaverse, NFT, RWACategory browsing is built into the platform
Staking and earnWhether you can earn yield on holdings inside the platform.
Not part of the current feature setDigital Surge previously ran an Earn product, but staking does not appear among its listed trading features today. Confirm with support before relying on it
Derivatives, margin and leverageWhether you can trade with borrowed money or take short positions.
Not offeredThe platform offers instant orders, trigger orders and recurring buys only
Fiat currencies acceptedWhich national currencies you can fund with.
Australian dollars onlyFunding is AUD via PayID or bank transfer, or a crypto transfer in
Assets for Australian usersThe Australian site advertises buying, selling and trading Bitcoin, Ethereum and over 200 cryptocurrencies, and elsewhere on the same page cites 210+ assets available to trade.
200+ assets210+ cited elsewhere
Spot pairs on Coinbase AdvancedThe Advanced platform lists 552 spot pairs, including 237 USDC pairs and 22 stable pairs that trade with 0.00% maker fees.
552 spot pairs237 USDC, 22 stable
Direct AUD pairsCoinbase's own product endpoint lists a single AUD-quoted market, USDC-AUD. Australians who want an order-book trade in a major coin are routed through USD or USDC pricing rather than a native AUD book.
USDC-AUD onlyNo BTC-AUD book
Staking assetsCoinbase supports staking on ATOM, ETH, XTZ, ADA, SOL, DOT, POL (formerly MATIC), AVAX and SUI, with rewards paid every one to seven days depending on the asset. Coinbase says staking is available in most jurisdictions.
9 assetsETH, SOL, ADA and more
Staking minimums and unbondingETH, DOT, POL, AVAX and SUI have no minimum balance to earn. ADA and SOL need about US$1 worth. Estimated unstaking waits run from around 24 hours on SUI to roughly 25 days on ATOM, and you keep earning while unstaking.
No minimum on ETHUnbonding up to ~25 days
Derivatives authorisationThe April 2026 AFSL carries a retail derivatives authorisation. Coinbase says it will offer crypto and equity perpetuals to Australians first, followed by futures and options, then stock trading and payments.
Licensed for retail derivativesPerpetuals first
Derivatives disclosure documentsBecause the licence covers retail derivatives, Coinbase Australia publishes a Product Disclosure Statement, Financial Services Guide and Target Market Determination for derivatives trading. That is the standard Australian retail disclosure set, and most crypto exchanges here do not have one.
PDS, FSG and TMDPublished
How your assets are heldCustody, reserves, insurance and self-custody 8 vs 7 facts
Who owns the coinsThe single most important line in the terms. It decides where you stand if the business fails.
Digital Surge holds legal titleThe terms state Digital Surge holds legal title to all fiat and digital assets it holds to your account
Segregation of client assetsWhether your holdings sit in an account identified as yours.
Not segregated per accountDigital Surge states account balances are not segregated on a per-account basis
Custodian statusWhether the platform holds itself out as a custodian or trustee for you.
Expressly not a custodianThe risk disclosure says Digital Surge does not provide custodial or fiduciary services and does not hold your digital assets for you or on your behalf
InsuranceWhether your holdings are covered by a policy if something goes wrong.
No insuranceDigital Surge tells users their digital assets are not insured and suggests they consider obtaining their own cover
Assurance FundAn internal pool intended to help cover a counterparty failure.
Exists, but is not insuranceHeld in Australian dollars, sized at Digital Surge's discretion from time to time, with no guarantee it will mitigate a loss
Proof of reservesA published attestation that customer balances are backed one for one.
None publishedNo proof of reserves report or third party attestation appears on the security page or elsewhere on the site
Storage modelHow the keys are actually managed day to day.
Majority cold storage, Fireblocks MPCA dual hot and cold wallet strategy with multi-party computation key management and annual external penetration testing
Self-custody withdrawalsWhether you can move coins to your own wallet.
Supported, fee per assetCrypto sends may need to be enabled on your account first, and that request counts against the one-per-30-days rule
Held one for oneCoinbase states customer crypto is held 1:1 and is not lent out or otherwise used without your permission. It reports US$193 billion of safeguarded assets on the Advanced platform.
1:1, no lendingUS$193b safeguarded
Crime insurance policyCoinbase Global carries a commercial crime policy covering a portion of digital assets across hot, warm and cold storage against theft including cybersecurity breaches.
Crime policy in placeCovers a portion only
What the insurance does not coverThe policy excludes losses from unauthorised access to your own account through a breach or loss of your credentials, and excludes non-fungible tokens. Coinbase also warns total losses may exceed insurance recoveries, so funds can still be lost.
Not account takeoversNFTs excluded too
The insurance is smaller than the pileCoinbase's own FY2025 annual report states total customer assets on the platform are substantially more than its corporate assets and available insurance, and that the crime policy has a one-year term without automatic renewals.
Cover well short of assetsOne-year term, no auto-renewal
Bankruptcy risk is disclosedThe same annual report warns that custodially held crypto may be considered property of a bankruptcy estate, and in that event customers could be treated as general unsecured creditors. This is a real disclosure, not a hypothetical from a critic.
Unsecured creditor riskCompany's own wording
Assurance instead of Proof of ReservesCoinbase does not run a Merkle-tree Proof of Reserves. As a Nasdaq-listed SEC registrant it files audited annual accounts and quarterly reports instead, audited by Deloitte (PCAOB ID 34), including an unqualified opinion on internal control over financial reporting.
Audited financialsDeloitte, annual
Your Australian dollarsFor non-US customers, cash is held as cash in dedicated custodial accounts separate from Coinbase funds, and Coinbase says it will not use those funds for operating expenses or corporate purposes. There is no government deposit guarantee.
Segregated custodial accountsNo deposit guarantee
Who can open an accountEntity types onboarded in Australia 8 vs 7 facts
Joint accountsTwo people sharing one account, common for couples.
Not listedDigital Surge's account types article names personal, SMSF, trust and business only
Not supportedJoint bank account is fine
IndividualA standard personal account owned and operated by one person.
YesThe default account type
SMSFSelf-managed super funds investing in crypto through the fund.
YesA dedicated SMSF account type with its own onboarding path
TrustFamily and discretionary trusts trading in the trust's name.
YesSupports both individual and corporate trustees
Company or businessRegistered companies and organisations trading as a corporate entity.
YesRequires an ASIC company extract as part of verification
Minors and under 18sAccounts held for or by children.
Not listedNo minor or custodial account type appears in the supported list
SMSF paperworkWhat you need to hand over to get a fund account open.
Full trust deed, ABN, trustee proofDigital Surge states SMSF approvals are usually completed within 24 hours
Funding source ruleWhose bank account the money is allowed to come from.
Own name onlyThird party deposits are rejected and returned
IndividualsYou must be at least 18 years old and resident in a country where the relevant Coinbase services are available. Identity is verified with a driver licence or passport during onboarding.
18+ residentsID verified
Companies and trusteesThe Australian user agreement allows a company, or a trustee acting on behalf of a trust, to use the services as a Legal Entity, provided the entity is duly organised and validly existing under Australian law and an authorised representative applies.
SupportedMust be Australian
Self-managed super fundsCoinbase runs a dedicated Australian SMSF offering with its own signup path. You need the SMSF trust deed, ABN, trustee details and a bank account in the fund's name, and verification typically takes one to two business days.
Yes, dedicated flow1-2 business days
SMSF responsibilities sit with youThe user agreement makes clear it is your job to ensure SMSF use complies with the fund's trust deed, its investment strategy and the Superannuation Industry (Supervision) Act 1993. Coinbase is not giving you SMSF advice.
Your compliance burdenSIS Act 1993
SMSF setup partnersFor people who do not yet have a fund, Coinbase lists two Australian partners with member offers - Tax On Chain at AU$420 off setup, and SuperConcepts at AU$325 for setup plus AU$495 for a corporate trustee.
Two partnersDiscounted setup
General trustsOutside the SMSF flow, Coinbase's global help directs trust accounts to Coinbase Prime, its institutional platform, rather than the retail app. Expect an onboarding analyst and an application review rather than a self-serve signup.
Via Coinbase PrimeInstitutional onboarding
Trading featuresOrder types, recurring buys, tooling and access 8 vs 7 facts
Instant ordersBuy or sell straight away at the best available price.
YesRouted through Digital Surge's smart routing rather than a public order book
Trigger ordersSet a price and let the platform execute when it is hit. Used for take profit and stop loss.
YesFunds are not locked while the trigger waits, and fees apply only to trades that actually fill
Recurring buys and DCAAutomatic scheduled purchases, the feature Digital Surge is best known for.
Yes, daily, weekly or monthlyCharged at the same volume-based trading fee as any other order
Limit orders on an order bookResting orders that add liquidity and usually earn a maker discount.
NoOnly instant orders, trigger orders and recurring buys exist, so there is no maker and taker distinction
Price alertsNotifications when an asset reaches a level you care about.
YesSet per asset and delivered automatically
ChartingThe quality of the price charts you get inside the app.
TradingView powered chartsListed as a feature of the mobile app
API accessProgrammatic access to your account data.
Read-only API keysDocumented for connecting tax and portfolio tools rather than for algorithmic trading
Demo or paper tradingA practice mode to learn on before risking real money.
Not offeredNo demo account appears in Digital Surge's trading features or education material
Order types on AdvancedMarket, limit, stop-limit, bracket, attached take profit and stop loss, and time-weighted average price (TWAP) orders that slice a large order into scheduled executions. That is a deeper set than most Australian exchanges offer retail users.
Six order typesIncludes TWAP and bracket
Execution controlsLimit orders support post-only (rejected if it would take liquidity, so you are guaranteed the maker fee) and allow-taker, with good til cancelled, good til time and immediate or cancel time in force settings.
Post-only, GTC, GTT, IOCMaker fee protection
Slippage protectionMarket orders on non-stable pairs stop executing if they would move the price more than 10%, returning a partial fill. Stable pairs use a 1% protection point. Limit and stop-limit orders are also bounded by price bands at entry.
10% protection point1% on stable pairs
Charting and layoutAdvanced runs TradingView charts with EMA, MA, MACD, RSI, Bollinger Bands and drawing tools, plus 20+ rearrangeable widgets so you can build a custom trading layout from a template or from scratch.
TradingView built in20+ widgets
Recurring buysYou can schedule buys weekly, on the 1st and 15th of the month, or monthly, funded from an eligible payment method or your cash balance. Setting one up executes an immediate one-off buy for the same amount.
Weekly, twice monthly, monthlyFirst buy is immediate
Recurring buys cannot be editedOnce a recurring buy is confirmed you cannot change the amount or frequency. The only fix is to cancel the schedule and build a new one, which is a small but real annoyance for anyone tuning a dollar-cost-average plan.
Cancel and rebuildNo editing
APIs and volume matchingAdvanced exposes high-throughput market data and trading APIs. High-volume traders from other exchanges who can show over US$500,000 of 30-day spot volume can apply to be matched one tier above their current exchange status for 60 days.
API accessVIP tier matching
Money in and outMinimums, methods and settlement speed 8 vs 7 facts
PayID and Osko depositsThe fast rail for getting cash in.
Usually under 60 secondsSome banks may hold a first PayID deposit for up to 24 hours
Standard bank transferThe fallback if your bank does not do PayID.
1 to 2 business daysNear instant if your bank supports Osko or the New Payments Platform
Minimum depositThe smallest amount you can put in.
$20 AUDApplies to fiat deposits
Minimum AUD withdrawalThe smallest amount you can take out.
$20 AUDYour bank account links automatically after your first AUD deposit
AUD withdrawal speedHow long the cash takes to land back in your bank.
Instant on Osko and NPP banksUp to 24 hours where the bank does not support fast payments
First withdrawal delayA security hold applied the first time you cash out.
24 hour delayApplies to your first AUD withdrawal only
Cancelling a withdrawalWhether you can pull back a request after you send it.
Not possibleDigital Surge states withdrawals cannot be cancelled once submitted
Crypto depositsBringing coins in from an external wallet.
SupportedTiming depends on the blockchain network, and an AUD deposit is still needed to link your bank account
AUD deposit methodsAustralian customers fund with a bank account via PayID or BSB. Coinbase lists settlement as instant for both deposits and withdrawals on that rail, and the Australian site advertises them as zero fee.
PayID or BSBInstant, free
First deposit is slowerCoinbase warns your first PayID or BSB deposit may take up to 24 hours to clear because of your own bank's security checks. Plan for that if you are trying to catch a move on day one.
Up to 24 hoursFirst transfer only
Debit card is one-wayCard works for instant buys only. You cannot sell to a card, deposit to your AUD balance with it, or withdraw to it, so every exit path runs back through your bank account.
Buy onlyNo sell or withdraw
AUD withdrawalWithdrawals go back to a verified PayID or BSB bank account and are listed as instant. Coinbase advertises zero fees on AUD withdrawals on its Australian homepage.
Free and instantTo bank account
Name matchingThe name on your payment method must match the name on your Coinbase account. Mismatches are reviewed manually and take one to three business days, which catches out people funding from a partner's or company's account.
Must match exactly1-3 days if not
Minimum purchaseCoinbase does not publish a single Australian minimum. It states minimum purchase amounts vary by crypto and by payment method, and the app tells you if your order is below the threshold.
Varies by assetShown at order time
Crypto withdrawalsCoinbase charges its estimate of the prevailing network fee for a standalone wallet-to-wallet send, disclosed before you confirm. Because it batches transactions, the total estimated fees collected across a batch can exceed what Coinbase actually pays.
Estimated network feeBatching can favour Coinbase
Tax and reportingWhat you get at tax time, and what you do not 8 vs 6 facts
Capital gains reportWhether the platform itself works out what you owe.
Not produced in-platformDigital Surge relies on third party tax providers, and their full capital gains and income reports sit behind paid plans
Tax software integrationsWhich crypto tax tools you can connect to.
Koinly, Syla, Summ, CoinLedger, CoinTrackingConnect by read-only API key or CSV export. Summ was formerly Crypto Tax Calculator
EOFY prices statementA 30 June valuation of your holdings, useful for fund and company reporting.
Available to downloadDocumented as a standard end of financial year download
Transaction history exportThe raw data your accountant will ask for.
CSV, date range selectableAvailable alongside a downloadable account statement
BGL data sharingDirect feed into the SMSF administration software most Australian funds use.
SupportedA meaningful advantage for SMSF trustees over exchanges that require manual imports
Accountant accessLetting your adviser see the account without handing over your login.
Built-in data sharingCovers accountants and SMSF providers
Portfolio return trackingWhether the app shows realised as well as unrealised gains.
Both, and you choose the methodYou can set a preferred wallet return calculation
Australian tax guidancePlain English help on how the ATO treats crypto.
In-house guideCovers capital gains and treatment of staking rewards as income
GST is handled for youCoinbase applies 10% GST to fees on buys, sells and converts for Australian customers and pays it to the ATO directly. The GST component is itemised in your transaction information.
Collected and remitted10% of the fee
No ATO-format tax reportCoinbase's tax centre produces US forms such as 1099-MISC and 1099-DA. There is no Australian equivalent, so an ATO capital gains position has to be built from your transaction history or a third-party tool.
US forms onlyExport and calculate
Tax software partnersCoinbase officially partners with Summ (formerly Crypto Tax Calculator, an Australian product) and CoinTracker. Coinbase customers get up to 10,000 free transactions plus 30% off paid Summ plans, or 20% off CoinTracker.
Summ and CoinTrackerDiscounted
Better deals with Coinbase OneMembers get a AU$1 Summ Rookie plan and up to 50% off other Summ plans, or a free CoinTracker Base plan or US$89 off any other plan. For a heavy trader that can offset a chunk of the subscription.
Deeper discountsMember benefit
SMSF tax supportThe Australian SMSF page carries its own tax reporting offers - 1,000 free transactions and 30% off with Summ, or 20% off all CoinTracker plans - aimed at funds that need audit-ready records.
Partner discountsSMSF specific
Read-only data sharingConnecting CoinTracker uses a Continue with Coinbase flow that grants read-only access to your transactions. Coinbase is explicit that these are third-party services and it takes no responsibility for their performance.
Read-only OAuthThird-party risk is yours
Platform and supportApps, account security and how you reach a human 8 vs 7 facts
Two-factor authenticationWhether 2FA is optional or forced.
Compulsory for all usersA second verification step is also required on withdrawals
Auto-enrolled 2FASecurity keys supported
EducationLearning material for people new to crypto.
In-house guides hubBeginner guides on blockchain, research, strategy and portfolio diversification
Coinbase LearnFree, no signup
Mobile appsNative apps for phone trading.
iOS and AndroidThe iOS app is published by Digital Surge Pty Ltd and rated 4.1 from 423 ratings on the Australian store
Android appThe Google Play listing.
AvailablePublished under the package au.com.digitalsurge
Live chatThe fastest way to get a person.
365 days a yearAustralian-based team, with response times typically within a few minutes
Tickets and emailThe slower channel for anything that needs a paper trail.
24/7 ticket submissionAnswered by the same Australian support team
Phone and account managersWhether you can actually speak to someone.
Specialist appointments availableYou book a time with an account manager rather than calling a general hotline. The app listing also lists phone support
Withdrawal address controlsProtection against an attacker sending your coins somewhere new.
New addresses need email confirmation and 2FAYou can also restrict external transfers entirely, and accounts can be locked instantly if unauthorised access is detected
AppsCoinbase runs iOS and Android apps alongside the web platform, and you can switch between the simple Coinbase view and Coinbase Advanced without moving balances between accounts.
iOS, Android and webOne balance
Withdrawal allowlistCoinbase offers an address allowlist so crypto can only be sent to addresses you have pre-approved in your address book, alongside its broader risk management programs.
AvailableAddress book based
Support channelsYou can reach Coinbase by phone or messaging and speak with a real support agent, backed by a help centre and a virtual assistant. Coinbase has offered 24/7 chat support to Australian customers since 2022.
Phone and chat24/7 chat
Priority support is a paid tier24/7 priority support is not included on the AU$4.99 Basic membership. It starts at the AU$29.99 Preferred tier, and a concierge level sits behind the AU$299.99 Premium tier.
From AU$29.99/mthNot on Basic
Learn and Earn is goneCoinbase Learning Rewards, the learn-and-earn program that paid small amounts of crypto for watching lessons, was discontinued on 27 May 2025. The Coinbase Learn education library remains free to read.
Ended 27 May 2025Learn library remains
Trust and regulationThe entity you are actually contracting with 8 vs 8 facts
AUSTRAC registrationThe mandatory digital currency exchange registration for Australian platforms.
Registered, number 100576214Stated in Digital Surge's own terms and conditions
RegisteredVASP and remittance
Australian Financial Services LicenceWhether the platform is licensed by ASIC to deal in financial products.
No AFSLThe terms state Digital Surge does not hold or operate under an AFSL and does not offer financial advice. AUSTRAC registration is an anti money laundering measure, not consumer protection
AFSL 569752Granted 7 April 2026
Legal entityThe company name on your customer agreement.
Digital Surge Pty Ltd, ACN 620 473 109ABN 89 620 473 109, an active Australian private company registered in Queensland since July 2017
Voluntary administration, December 2022The event that matters most in this platform's history.
Administrators appointed 8 December 2022Digital Surge froze customer accounts from 16 November 2022 with roughly A$33m of customer-related assets trapped in the FTX collapse. About 22,000 to 22,500 customers were affected. KordaMentha was appointed administrator
Deed of company arrangementThe rescue deal creditors voted for instead of liquidation.
Approved January 2023, signed 15 February 2023Creditors voted it up with about 90% support, backed by a A$1.25m loan from related business Digico. The exchange resumed trading rather than being wound up
What customers actually got backThe recovery rate, which is the number that matters. Customers were not made whole.
Estimated 55% of claim value, plus the rest over five yearsATO class ruling CR 2024/50 records that the DOCA provided customers and unsecured trade creditors an estimated 55% of the AUD value of their claim as at 8 December 2022. Balances under A$250 were repaid in full. The remainder was to be paid from company profits over five years
Where the DOCA stands nowWhether the company is still under external administration.
DOCA terminated, claims moved to a Creditors' TrustOn termination Digital Surge was released from participating creditors' claims and each creditor became a beneficiary of a Creditors' Trust instead. The trading company is no longer in external administration
Ownership todayWho controls the business now.
Privately held, Australian owned and operatedBrisbane based and still run by its founders. It was not acquired or absorbed by a larger group after the administration
Australian entityYou contract with Coinbase Australia Pty Ltd, ACN 654 922 442, incorporated locally in 2022. It is licensed and regulated by ASIC.
Coinbase Australia Pty LtdACN 654 922 442
Why the licence mattersAn AFSL subjects Coinbase Australia to the same conduct, disclosure, governance and consumer protection standards as traditional financial services providers. It was granted ahead of the Corporations Amendment (Digital Assets Framework) Bill 2025, which passed on 1 April 2026 and will require exchanges to hold one.
Ahead of the mandateDigital Assets Framework
External dispute resolutionIf Coinbase's internal complaints process does not resolve your issue, you can escalate to the Australian Financial Complaints Authority. Complaints about retail derivatives run through a separate published financial services complaints policy.
AFCAFree to consumers
Listed parent companyCoinbase, Inc. was founded in 2012 and the group's parent, Coinbase Global, Inc., trades on the Nasdaq under COIN. That means audited annual accounts, quarterly reporting and continuous disclosure - a level of transparency no private crypto exchange matches.
Nasdaq: COINFounded 2012
Licence responsible managerCoinbase Australia's chief operating officer Adam Judd oversees the AFSL as a responsible manager. He was previously an executive manager at CommSec and spent more than a decade at ASIC in senior regulatory and market structure roles.
Named responsible managerEx-ASIC, ex-CommSec
Enforcement historyA review of ASIC's media release archive as at July 2026 turns up no enforcement action against Coinbase Australia. ASIC has taken action against other crypto operators in the same period, including the Australian operator of Kraken.
None foundASIC media releases
Checked on 26 July 2026. 5 facts happened to line up by name and are shown as single rows; the rest sit in each platform's own column. Hover a row: src opens the primary document, flags that platform's value as wrong.
VisitDigital Surgedigitalsurge.com.au VisitCoinbasecoinbase.com
Registrations, licences, fees and product availability change. Check the current AUSTRAC Virtual Asset Service Provider Register and each platform's own disclosures before depositing. This page is general information only, not financial advice, and contains modelled figures where a platform does not publish a rate. Coindaily may earn a commission from links marked as such - it never changes the ranking or the data.

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